Bill McDonald is a provider for following carriers:

  Health Plus of Michigan, Health Plus Options, Health Plus PPO
  Aetna
  Cofinity (new name for PPOM)
  United Behavioral Health 

  APS Healthcare
  Integrated Health Plan, Inc.
  Magellan Health Services
  Many other plans (often smaller) do not require a provider contract, and so can be billed for services.

  Blue Cross / Blue Shield (can bill as out-of-plan provider only)

Jane Kimball does not work with any preferred contracts.

  Numerous other providers will reimburse according to their "Out-of-Plan Provider" schedule - which may provide only partial coverage. We recommend that you check with your insurance provider concerning covered and out-of-plan providers. 
  We continue to improve our ability to bill third-party (insurance) carriers, through improved software and electronic billing options. In some cases there is in reality no guarantee, and often all we can do is "try and see."  

  

Here are two articles on the subjects of Money and Insurance

"Money"

Perhaps in a perfect world we could offer our services at no cost. But much of the "psychology" of our culture is that we value things generally in terms of what we pay for them. And when something is "discounted" it also tends to become of lesser value. On the other hand, for some it is a common art to bargain or negotiate an appropriate price for something - which can become an integral part of establishing a therapeutic relationship.

It is true for us as well, that the base price we put on our work reflects our true sense of the value of our services. We give you something of value (our expertise as professional and experienced therapists) and you give us something of value (your money). That balance is much of the genius of good therapeutic work. 

That said - we have set the base price for our work at $110 per hour. We are comfortable that this is an appropriate value base for our work.

When a client’s means cannot realistically manage that, we have a "sliding scale" - an informal way of ascertaining what would be an acceptable fee for the client, and yet not reduce our own full professional involvement. One benefit of having someone else to pay (such as insurance coverage) is that it allows some people to work with us that would never be able to afford us otherwise - in spite of the pitfalls of insurance (see the following article).

Bill McDonald, 2007

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For a PDF copy of a longer article I’ve written on the subject: